Fire Damage– A fire claim can prove to be a very harsh reality as to the vulnerabilities that we are all exposed to. First and foremost, it is important to make sure that everyone is safe and that your local Fire Department is called in order to extinguish the fire. Fire losses not only cause damage from the flames but smoke damage is another serious issue. The overall damage from a fire must be properly investigated and documented in order for the insured to be indemnified as they should. Most individuals are concerned with the direct damage of the fire while we at Your Public Adjusters analyze the full scope of the damages, those directly related to the origin of the fire and those issues that arise after.

Flood Damage– Floods can be as devastating as a Hurricane or a Fire loss but most people do not purchase flood coverage. Most homeowners are under the impression that with Home Owners Insurance they will be protected in the event that a flood occurs but in actuality, Home owners insurance does NOT provide that coverage. Flood insurance is an inexpensive insurance that can dramatically help you in the evet of a flood.

Theft / Vandalism / Malicious Mischief– With the recent decline in our countries economy, Thefts, Vandalism’s, and Malicious Mischief’s have become more and more prevalent. Certain policies have precise wording that can limit what can be claimed during any of these types of losses. Examples of these types of claims range from Marijuana grow houses, Unhappy Tenants who vandalize the home before leaving, home invasions and Burglary’s. Our experienced staff will properly document your loss and leave no stone un-turned when it comes to your belongings and property.

Wind / Hurricane Damage – All property owners are well aware of the destructive power that a Hurricane or Tropical storm can cause. Wind damage causes a variety of issues to an insured’s home or business. With the increase in tropical activity occurring over the past several years, it is very important for home owners to purchase Windstorm/ Hurricane Insurance to protect their assets. During a Hurricane event, it is very easy for an insured to be overwhelmed with the damages caused to their property and be able to deal with the insurance company. Insurance companies are notoriously known for under valuing the total damages caused and inevitably under pay claims.

Alachua, Alford, Altamonte Springs, Altha, Anna Maria, Apalachicola, Apopka, Arcadia, Archer, Astatula, Atlantic Beach, Atlantis, Auburndale, Aventura, Avon Park, Bal Harbour, Baldwin, Bartow, Bascom, Bay Harbor Islands, Bay Lake, Bell, Belle Glade, Belle Isle, Belleair, Belleair Beach, Belleair Bluffs, Belleair Shore, Belleview, Beverly Beach, Biscayne Park, Blountstown, Boca Raton, Bonifay , Bonita Springs, Bowling Green, Boynton Beach, Bradenton Beach, Bradenton, Branford, Briny Breezes, Bristol, Bronson, Brooker, Brooksville, Bunnell, Bushnell, Callahan, Callaway, Campbellton, Cape Canaveral, Cape Coral, Carrabelle, Caryville, Casselberry, Cedar Key, Center Hill, Century, Chattahoochee, Chiefland, Chipley, Cinco Bayou, Clearwater, Clermont, Clewiston, Cloud Lake, Cocoa, Cocoa Beach, Coconut Creek, Coleman, Cooper City, Coral Gables, Coral Springs, Cottondale, Crescent City, Crestview, Cross City, Crystal River, Cutler Bay, Dade City, Dania Beach, Davenport, Davie, Daytona Beach, Daytona Beach Shores, DeBary, Deerfield Beach, DeFuniak Springs, DeLand, Delray Beach, Deltona, Destin, Doral, Dundee, Dunedin, Dunnellon, Eagle Lake, Eatonville, Ebro, Edgewater, Edgewood, El Portal, Esto, Eustis, Everglades City, Fanning Springs, Fellsmere, Fernandina Beach, Flagler Beach, Florida City, Fort Lauderdale, Fort Meade, Fort Myers Beach, Fort Myers, Fort Pierce, Fort Walton Beach, Fort White, Freeport, Frostproof, Fruitland Park, Gainesville, Glen Ridge, Glen St. Mary, Golden Beach, Golf, Graceville, Grand Ridge, Grant-Valkaria, Green Cove Springs, Greenacres, Greensboro, Greenville, Greenwood, Gretna, Groveland, Gulf Breeze, Gulf Stream, Gulfport, Haines City, Hallandale Beach, Hampton, Hastings, Havana, Haverhill, Hawthorne, Hialeah, Hialeah Gardens, High Springs, Highland Beach, Highland Park, Hillcrest Heights, Hilliard, Hillsboro Beach, Holly Hill, Hollywood, Holmes Beach, Homestead, Horseshoe Beach, Howey-in-the-Hills, Hypoluxo, Indialantic, Indian Creek, Indian Harbour Beach, Indian River Shores, Indian Rocks Beach, Indian Shores, Inglis, Interlachen, Inverness, Islamorada, Jacksonville Beach, Jacksonville, Jacob City, Jasper, Jay, Jennings, Juno Beach, Jupiter, Jupiter Inlet Colony, Jupiter Island, Kenneth City, Key Biscayne, Key Colony Beach, Key West, Keystone Heights, Kissimmee, LaBelle, LaCrosse, Lady Lake, Lake Alfred, Lake Buena Vista, Lake Butler, Lake City, Lake Clarke Shores, Lake Hamilton, Lake Helen, Lake Mary, Lake Park, Lake Placid, Lake Wales, Lake Worth, Lakeland, Lantana, Largo, Lauderdale Lakes, Lauderdale-by-the-Sea, Lauderhill, Laurel Hill, Lawtey, Layton, Lazy Lake, Lee, Leesburg, Lighthouse Point, Live Oak, Longboat Key, Longwood, Loxahatchee Groves, Lynn Haven, Macclenny, Madeira Beach, Madison, Maitland, Malabar, Malone, Manalapan, Mangonia Park, Marathon, Marco Island, Margate, Marianna, Marineland, Mary Esther, Mascotte, Mayo, McIntosh, Medley, Melbourne, Melbourne Beach, Melbourne Village, Mexico Beach, Miami Beach, Miami Gardens, Miami Lakes, Miami Shores, Miami Springs, Miami, Micanopy, Midway, Milton, Minneola, Miramar, Monticello, Montverde, Moore Haven, Mount Dora, Mulberry, Naples, Neptune Beach, New Port Richey, New Smyrna Beach, Newberry, Niceville, Noma, North Bay Village, North Lauderdale, North Miami, North Miami Beach, North Palm Beach, North Port, North Redington Beach, Oak Hill, Oakland, Oakland Park, Ocala, Ocean Breeze, Ocean Ridge, Ocoee, Okeechobee, Oldsmar, Opa-locka, Orange City, Orange Park, Orchid, Orlando, Ormond Beach, Otter Creek, Oviedo, Pahokee, Palatka, Palm Bay, Palm Beach, Palm Beach Gardens, Palm Beach Shores, Palm Coast, Palm Shores, Palm Springs, Palmetto, Palmetto Bay, Panama City Beach, Panama City, Parker, Parkland, Paxton, Pembroke Park, Pembroke Pines, Penney Farms, Pensacola, Perry, Pierson, Pinecrest, Pinellas Park, Plant City, Plantation, Polk City, Pomona Park, Pompano Beach, Ponce de Leon, Ponce Inlet, Port Orange, Port Richey, Port St. Joe, Port St. Lucie, Punta Gorda, Quincy, Raiford, Reddick, Redington Beach, Redington Shores, Riviera Beach, Rockledge, Royal Palm Beach, Safety Harbor, San Antonio, Sanford, Sanibel, Sarasota, Satellite Beach, Sea Ranch Lakes, Sebastian, Sebring, Seminole, Sewall's Point, Shalimar, Sneads, Sopchoppy, South Bay, South Daytona, South Miami, South Palm Beach, South Pasadena, Southwest Ranches, Springfield, St. Augustine Beach, St. Augustine, St. Cloud, St. Leo, St. Lucie Village, St. Marks, St. Pete Beach, St. Petersburg, Starke, Stuart, Sunny Isles Beach, Sunrise, Surfside, Sweetwater, Tallahassee #, Tamarac, Tampa, Tarpon Springs, Tavares, Temple Terrace, Tequesta, Titusville, Treasure Island, Trenton, Umatilla, Valparaiso, Venice, Vernon, Vero Beach, Virginia Gardens, Waldo, Wauchula, Wausau, Webster, Weeki Wachee, Welaka, Wellington, West Melbourne, West Miami, West Palm Beach, West Park, Weston, Westville, Wewahitchka, White Springs, Wildwood, Williston, Wilton Manors, Windermere, Winter Garden, Winter Haven, Winter Park, Winter Springs, Worthington Springs, Yankeetown, Zephyrhills, Zolfo Springs

Roof Leak– Floridians have become accustomed to torrential downpours of rain year round. In recent years it has been documented that the force of the rain, followed by an increase in sun rays and temperature, has severely weakened the integrity of roofs causing leaks in the interior of the homes. Properties with flat roofs are even more vulnerable to Roof Leaks because of their inherent structural design.

Mold– Mold damage claims are complex issues because insurance policies have various limitations when dealing with Mold. Certain insurance policies either limit the payments that can be made or exclude them altogether. The trained staff at Your Public Adjusters can fully investigate the cause and origin of the mold so that we may properly report it to your insurance company. It is important to act fast when evidence of Mold is seen in order to avoid any health risks.

Commercial Loss– Commercial claims have devastating consequences to businesses if not handled properly. Commercial policies contain more stringent language which may cause the loss to be excluded. It is important to have your Commercial policy reviewed by the experts at Your Public Adjusters in order to properly report your claim.

Water Damage – Water damage is one of the most common occurrences found inside of a property. To this effect, Water Damage claims are the most commonly filed insurance claims. Water Damage claims can range from broken or burst pipes, dishwasher leaks, shower pan leaks, air conditioning leaks, window leaks, and many more. Once an insured has experienced water damage in their home or commercial building, it is extremely important to contact the experts at Your Public Adjusters to document and present the loss correctly to avoid unnecessary denials.

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Loss of Business Income – Loss of Business income claims can be detrimental to any business. Understanding the coverage’s is critical when reporting these types of claims and thus why our experts at Your Public Adjusters can assist you in determining the true extent of the loss.

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